OpenSky® Secured Visa® Credit Card

No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months, no additional deposit required! Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Join over 1.2 million cardholders who’ve used OpenSky to build their credit