American Express Blue Cash Preferred
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American Express Blue Cash Preferred

Annual Fee: 95$

Intro Offer: Intro APR & Intro Buy Now, Pay Later Plan It® Fees Enjoy a low Intro APR on purchases for 12 months from the date of account opening and reduced plan fees when you split up large purchases into monthly installments with Plan It by American Express.¤

Credit Score: Good, Excellent

Rewards: 6% cash back at U.S. supermarkets. 6% cash back on select U.S. streaming subscriptions. 3% cash back on transit. 3% cash back at U.S. gas. 1% cash back on other purchases.

More Details

Earn 6% cash back at u.s. supermarkets on up to $6,000 per year in purchases (then 1%).
Earn 6% cash back on select u.s. streaming subscriptions Get rewarded for watching your favorite shows.
Earn 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
Earn 3% cash back at u.s. gas stations Get rewarded for pumping your gas.
Earn 1% cash back on other purchases Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn more cash back You can earn cash back every time an Additional Card Member makes an eligible purchase with their Card in the same way you do on your own purchase. Cash back is received in the form of reward Dollars that can be redeemed as a statement credit
Car rental loss and damage insurance︎ Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global assist® hotline Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third–party service providers. Other terms and conditions apply.

Return protection With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
American express experiences Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

Fraud protection When you use your American Express® Card, you won't be held responsible for fraudulent charges. If you see a charge that you think is fraudulent, just call us at the number on the back of your Card. There's no deductible, so you can use your Card with confidence.
Online account management Accessing your account online is easy. Get up-to-date information on your Reward Dollar balance, spending, and reward possibilities, all in a few clicks.
Year-end summary Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.
Pay it plan it® Pay It Plan It®, two easy ways to control how you pay. •Pay It® Tap a purchase under $100 in the app to quickly make payments throughout the month. •Plan It® Select purchases of $100 or more and split them up into monthly payments with a fixed monthly fee and no interest. ¤ Plus, you'll still earn rewards as you normally would.

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