Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Double Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0% intro for 18 months on Balance Transfers
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.