Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
Avant Credit Card

APR

35.99%

Annual Fee

$59

Intro Offer

N.A.

Rewards

N.A.
PayPal Cashback Mastercard®

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn 3% cash back* on PayPal purchases and 2 % on all other purchases.
FIT™ Platinum Mastercard®

APR

29.99%

Annual Fee

$99

Intro Offer

Rewards

N.A.
OneMain Financial BrightWay™ Card

APR

30.49%

Annual Fee

$65

Intro Offer

N.A.

Rewards

Earn unlimited 1% cash back on purchases
Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.