Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

BMO Platinum Rewards Credit Card

APR

21.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: See Card Details Above

Rewards

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
FIT™ Platinum Mastercard®

APR

29.99%

Annual Fee

$99

Intro Offer

Rewards

N.A.
OneMain Financial BrightWay™ Card

APR

30.49%

Annual Fee

$65

Intro Offer

N.A.

Rewards

Earn unlimited 1% cash back on purchases
First Latitude Select Mastercard® Secured Credit Card

APR

19.24%

Annual Fee

$39

Intro Offer

N.A.

Rewards

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.