Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Capital One VentureOne Rewards Credit Card

APR

19.99%

Annual Fee

$0

Intro Offer

APR: 0% intro on purchases for 15 monthsBalance Transfer APR: 0% intro on balance transfers for 15 months

Rewards

Earn unlimited 1.25X miles on every purchase, every day
Capital One Venture Rewards Credit Card

APR

19.99%

Annual Fee

$95

Intro Offer

75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards

Earn unlimited 2X miles on every purchase, every da. 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
Capital One Venture X Rewards Credit Card

APR

19.99%

Annual Fee

$395

Intro Offer

APR: 0

Rewards

Unlimited 2X miles