Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Capital One VentureOne Rewards Credit Card
APR
19.99%
Annual Fee
$0
Intro Offer
APR: 0% intro on purchases for 15 monthsBalance Transfer APR: 0% intro on balance transfers for 15 months
Rewards
Earn unlimited 1.25X miles on every purchase, every day
Capital One Venture Rewards Credit Card
APR
19.99%
Annual Fee
$95
Intro Offer
75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
Earn unlimited 2X miles on every purchase, every da. 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital.
USAA Preferred Cash Rewards Credit Card
APR
17.15%
Annual Fee
$0
Intro Offer
Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
Rewards
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card
APR
12.15%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0
Rewards
N.A.
Capital One Venture X Rewards Credit Card
APR
19.99%
Annual Fee
$395
Intro Offer
APR: 0
Rewards
Unlimited 2X miles