Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Gold Card™
APR
21.24%
Annual Fee
$995
Intro Offer
Balance Transfer APR: 0%
Rewards
2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Double Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0% intro for 18 months on Balance Transfers
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Aspire® Cashback Reward Card
APR
29.99%
Annual Fee
$85
Intro Offer
N.A.
Rewards
3% Cash Back Reward on Gas, Groceries and Utilities. 1% Cash Back Reward on all other eligible purchases.
Citi Custom Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers
Rewards
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Preferred Cash Rewards Credit Card
APR
17.15%
Annual Fee
$0
Intro Offer
Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
Rewards
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card
APR
12.15%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0
Rewards
N.A.