Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
PayPal Cashback Mastercard®

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn 3% cash back* on PayPal purchases and 2 % on all other purchases.
Aspire® Cashback Reward Card

APR

29.99%

Annual Fee

$85

Intro Offer

N.A.

Rewards

3% Cash Back Reward on Gas, Groceries and Utilities. 1% Cash Back Reward on all other eligible purchases.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus