Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

BMO Platinum Rewards Credit Card

APR

21.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: See Card Details Above

Rewards

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
Bilt Mastercard®

APR

21.49%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn up to 1x points on rent payments without the transaction fee. 2x points on travel. 3x points on dining. 1x points on other purchases.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Upgrade Triple Cash Rewards Visa®

APR

14.99%

Annual Fee

$0

Intro Offer

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*

Rewards

Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Ramp Business Card

APR

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cashback on every purchase, with no limits or restrictions