Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Gold Card™

APR

21.24%

Annual Fee

$995

Intro Offer

Balance Transfer APR: 0%

Rewards

2% for cash back or 2% value for airfare redemption
Mastercard® Titanium Card™

APR

21.24%

Annual Fee

$195

Intro Offer

Balance Transfer APR: 0%

Rewards

1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent.
Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
FIT™ Platinum Mastercard®

APR

29.99%

Annual Fee

$99

Intro Offer

Rewards

N.A.
Fortiva® Mastercard® Credit Card

APR

29.99%

Annual Fee

$85

Intro Offer

N.A.

Rewards

Earn a 3% Cash Back Reward on Gas, Groceries and Utilities. Earn a 1% Cash Back Reward on all other eligible purchases.
Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.