Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Gold Card™
APR
21.24%
Annual Fee
$995
Intro Offer
Balance Transfer APR: 0%
Rewards
2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Aspire® Cashback Reward Card
APR
29.99%
Annual Fee
$85
Intro Offer
N.A.
Rewards
3% Cash Back Reward on Gas, Groceries and Utilities. 1% Cash Back Reward on all other eligible purchases.
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Upgrade Triple Cash Rewards Visa®
APR
14.99%
Annual Fee
$0
Intro Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Rewards
Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
USAA Eagle Navigator™ Credit Card
APR
20.15%
Annual Fee
$95
Intro Offer
Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
Rewards
3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.
Total Visa® Card
APR
0%
Annual Fee
$0
Intro Offer
N.A.
Rewards
Earn 1% cash back rewards on payments made to your Total Credit Card Checking Account Required $300 credit limit
USAA Preferred Cash Rewards Credit Card
APR
17.15%
Annual Fee
$0
Intro Offer
Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
Rewards
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.