Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

BMO Platinum Credit Card

APR

18.24%

Annual Fee

$0

Intro Offer

APR: 0% introductory APR on purchases for 15 months from account opening dateBalance Transfer APR: See Card Details Above

Rewards

Mastercard® Titanium Card™

APR

21.24%

Annual Fee

$195

Intro Offer

Balance Transfer APR: 0%

Rewards

1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent.
Mastercard® Gold Card™

APR

21.24%

Annual Fee

$995

Intro Offer

Balance Transfer APR: 0%

Rewards

2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
OneMain Financial BrightWay™ Card

APR

30.49%

Annual Fee

$65

Intro Offer

N.A.

Rewards

Earn unlimited 1% cash back on purchases
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Chase Freedom Unlimited®

APR

20.49%

Annual Fee

$0

Intro Offer

1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

Rewards

6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.