Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Rewards+® Card

APR

18.74%

Annual Fee

$0

Intro Offer

APR: 0% intro for 15 months on PurchasesBalance Transfer APR: 0% intro for 15 months on Balance Transfers

Rewards

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
PayPal Cashback Mastercard®

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn 3% cash back* on PayPal purchases and 2 % on all other purchases.
Citi Double Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0% intro for 18 months on Balance Transfers

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Citi Custom Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
IHG One Rewards Traveler Credit Card

APR

21.49%

Annual Fee

$0

Intro Offer

Earn 100,000 bonus points

Rewards

Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
Destiny Mastercard® – $700 Credit Limit

APR

35.9%

Annual Fee

$173

Intro Offer

N.A.

Rewards

N.A.
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.