Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

BMO Platinum Rewards Credit Card

APR

21.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: See Card Details Above

Rewards

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
BMO Platinum Credit Card

APR

18.24%

Annual Fee

$0

Intro Offer

APR: 0% introductory APR on purchases for 15 months from account opening dateBalance Transfer APR: See Card Details Above

Rewards

Mastercard® Titanium Card™

APR

21.24%

Annual Fee

$195

Intro Offer

Balance Transfer APR: 0%

Rewards

1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent.
Mastercard® Gold Card™

APR

21.24%

Annual Fee

$995

Intro Offer

Balance Transfer APR: 0%

Rewards

2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Bilt Mastercard®

APR

21.49%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn up to 1x points on rent payments without the transaction fee. 2x points on travel. 3x points on dining. 1x points on other purchases.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.