Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
OpenSky® Plus Secured Visa® Credit Card
APR
29.99%
Annual Fee
$0
Intro Offer
N.A.
Rewards
N.A.
Chase Freedom Unlimited®
APR
20.49%
Annual Fee
$0
Intro Offer
1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.
Rewards
6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.