Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
PayPal Cashback Mastercard®
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
Earn 3% cash back* on PayPal purchases and 2 % on all other purchases.
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Rate Advantage Credit Card
APR
12.15%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0
Rewards
N.A.
USAA Preferred Cash Rewards Credit Card
APR
17.15%
Annual Fee
$0
Intro Offer
Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
Rewards
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.