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Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Bilt Mastercard®

APR

21.49%

Annual Fee

$0

Intro Offer

N.A.

Rewards

Earn up to 1x points on rent payments without the transaction fee. 2x points on travel. 3x points on dining. 1x points on other purchases.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
Ramp Business Card

APR

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cashback on every purchase, with no limits or restrictions
Wells Fargo Reflect® Card

APR

18.24%

Annual Fee

$0

Intro Offer

APR: 0

Rewards

N.A.
Wells Fargo Autograph℠ Card

APR

20.24%

Annual Fee

$0

Intro Offer

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Rewards

3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases