Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Mastercard® Gold Card™

APR

21.24%

Annual Fee

$995

Intro Offer

Balance Transfer APR: 0%

Rewards

2% for cash back or 2% value for airfare redemption
Mastercard® Titanium Card™

APR

21.24%

Annual Fee

$195

Intro Offer

Balance Transfer APR: 0%

Rewards

1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent.
BMO Platinum Credit Card

APR

18.24%

Annual Fee

$0

Intro Offer

APR: 0% introductory APR on purchases for 15 months from account opening dateBalance Transfer APR: See Card Details Above

Rewards

BMO Platinum Rewards Credit Card

APR

21.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: See Card Details Above

Rewards

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
IHG One Rewards Premier Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

N.A.

Rewards

6 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. 3 points per $1 spent on all other purchases.
IHG One Rewards Traveler Credit Card

APR

21.49%

Annual Fee

$0

Intro Offer

Earn 100,000 bonus points

Rewards

Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
Aspire® Cashback Reward Card

APR

29.99%

Annual Fee

$85

Intro Offer

N.A.

Rewards

3% Cash Back Reward on Gas, Groceries and Utilities. 1% Cash Back Reward on all other eligible purchases.