Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Rewards+® Card
APR
18.74%
Annual Fee
$0
Intro Offer
APR: 0% intro for 15 months on PurchasesBalance Transfer APR: 0% intro for 15 months on Balance Transfers
Rewards
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Citi Double Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0% intro for 18 months on Balance Transfers
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Citi Custom Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers
Rewards
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
IHG One Rewards Traveler Credit Card
APR
21.49%
Annual Fee
$0
Intro Offer
Earn 100,000 bonus points
Rewards
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card
APR
21.49%
Annual Fee
$149
Intro Offer
earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.
Rewards
Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.