Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Southwest Rapid Rewards® Premier Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 6,000 anniversary points each year.

Rewards

3X points on Southwest® purchases. 2X points on local transit and commuting, including rideshare. 2X points on internet, cable, and phone services.
Southwest® Rapid Rewards® Performance Business Credit Card

APR

21.49%

Annual Fee

$199

Intro Offer

80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. 9,000 bonus points after your Cardmember anniversary

Rewards

4X pts on Southwest® purchases.3X points on Rapid Rewards® hotel and car rental partners. X points on rideshare. 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
Chase Freedom Unlimited®

APR

20.49%

Annual Fee

$0

Intro Offer

1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

Rewards

6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.
Chase Sapphire Reserve®

APR

22.49%

Annual Fee

$550

Intro Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards

5x points on flights and 10x total points on hotels and car rentals. 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
Chase Sapphire Preferred® Card

APR

21.49%

Annual Fee

$95

Intro Offer

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards

5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.