Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

BMO Platinum Rewards Credit Card

APR

21.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: See Card Details Above

Rewards

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
IHG One Rewards Premier Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

N.A.

Rewards

6 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. 3 points per $1 spent on all other purchases.
IHG One Rewards Traveler Credit Card

APR

21.49%

Annual Fee

$0

Intro Offer

Earn 100,000 bonus points

Rewards

Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
Citi Custom Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Citi Double Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0% intro for 18 months on Balance Transfers

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Avant Credit Card

APR

35.99%

Annual Fee

$59

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.