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Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Gold Card™

APR

21.24%

Annual Fee

$995

Intro Offer

Balance Transfer APR: 0%

Rewards

2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Double Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0% intro for 18 months on Balance Transfers

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Citi Custom Cash® Card

APR

19.24%

Annual Fee

$0

Intro Offer

APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.