Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Gold Card™
APR
21.24%
Annual Fee
$995
Intro Offer
Balance Transfer APR: 0%
Rewards
2% for cash back or 2% value for airfare redemption
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
The Owner’s Rewards Card by M1
APR
20.24%
Annual Fee
$0
Intro Offer
N.A.
Rewards
1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
OpenSky® Plus Secured Visa® Credit Card
APR
29.99%
Annual Fee
$0
Intro Offer
N.A.
Rewards
N.A.
Upgrade Triple Cash Rewards Visa®
APR
14.99%
Annual Fee
$0
Intro Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Rewards
Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
Total Visa® Card
APR
0%
Annual Fee
$0
Intro Offer
N.A.
Rewards
Earn 1% cash back rewards on payments made to your Total Credit Card Checking Account Required $300 credit limit
PlayStation® Visa® Credit Card
APR
19.24%
Annual Fee
$0
Intro Offer
Earn a $100 statement credit when you open and use the PlayStation Card to spend $400 in purchases within 60 days of account opening.
Rewards
5X points when you shop the Sony Store and at authorized retailers. 3x points per $1 spent on cable & internet bill payments. 2x points on Restaurants & Fast Food. 1x point on all other purchases.