Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
FIT™ Platinum Mastercard®

APR

29.99%

Annual Fee

$99

Intro Offer

Rewards

N.A.
Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.
Self – Credit Builder Account with Secured Visa® Credit Card

APR

26.99%

Annual Fee

$25

Intro Offer

N.A.

Rewards

N.A.
Southwest® Rapid Rewards® Premier Business Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

60,000 points after you spend $3,000 on purchases in the first 3 months your account is open

Rewards

Earn 3X points on Southwest Airlines® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on rideshare. 1 point per $1 spent on all other purchases.
Southwest Rapid Rewards® Plus Credit Card

APR

21.49%

Annual Fee

$69

Intro Offer

30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards

2X points on Southwest® purchases, on local transit and commuting. 2X points on internet, cable, and phone services. 1 point for every $1 spent on all other purchases.