Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Capital One SavorOne Student Cash Rewards Credit Card

APR

19.99%

Annual Fee

$0

Intro Offer

Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Rewards

3% cash back on dining, entertainment, popular streaming services and at grocery stores. 10% cash back on purchases made through Uber. 5% cash back on hotels and rental cars booked through Capital One Travel.
Capital One QuicksilverOne Cash Rewards Credit Card

APR

30.74%

Annual Fee

$39

Intro Offer

N.A.

Rewards

Earn unlimited 1.5% cash back on every purchase, every day
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Chase Freedom Unlimited®

APR

20.49%

Annual Fee

$0

Intro Offer

1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

Rewards

6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.