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Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.
Southwest® Rapid Rewards® Premier Business Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

60,000 points after you spend $3,000 on purchases in the first 3 months your account is open

Rewards

Earn 3X points on Southwest Airlines® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on rideshare. 1 point per $1 spent on all other purchases.
Southwest Rapid Rewards® Plus Credit Card

APR

21.49%

Annual Fee

$69

Intro Offer

30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards

2X points on Southwest® purchases, on local transit and commuting. 2X points on internet, cable, and phone services. 1 point for every $1 spent on all other purchases.
Southwest Rapid Rewards® Premier Credit Card

APR

21.49%

Annual Fee

$99

Intro Offer

30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 6,000 anniversary points each year.

Rewards

3X points on Southwest® purchases. 2X points on local transit and commuting, including rideshare. 2X points on internet, cable, and phone services.
Southwest® Rapid Rewards® Performance Business Credit Card

APR

21.49%

Annual Fee

$199

Intro Offer

80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. 9,000 bonus points after your Cardmember anniversary

Rewards

4X pts on Southwest® purchases.3X points on Rapid Rewards® hotel and car rental partners. X points on rideshare. 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
United℠ Business Card

APR

21.99%

Annual Fee

$99

Intro Offer

Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Rewards

2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. 1 mile per $1 spent on all other purchases.
Chase Freedom Unlimited®

APR

20.49%

Annual Fee

$0

Intro Offer

1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

Rewards

6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.