Credit card
APR
Annual Fee
Intro Offer
Rewards
Community Rating
Mastercard® Black Card™
APR
21.24%
Annual Fee
$495
Intro Offer
Balance Transfer APR: 0%
Rewards
Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
Citi Double Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
Balance Transfer APR: 0% intro for 18 months on Balance Transfers
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Citi Custom Cash® Card
APR
19.24%
Annual Fee
$0
Intro Offer
APR: 0% for 15 months on purchasesBalance Transfer APR: 0% for 15 months on balance transfers
Rewards
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
USAA Preferred Cash Rewards Credit Card
APR
17.15%
Annual Fee
$0
Intro Offer
Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
Rewards
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Chase Freedom Unlimited®
APR
20.49%
Annual Fee
$0
Intro Offer
1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.
Rewards
6.5% cash back on travel purchased through Chase Ultimate Rewards®, . 4.5% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases.