Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
Capital One Platinum Secured Credit Card

APR

30.74%

Annual Fee

$0

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Capital One Venture Rewards Credit Card

APR

19.99%

Annual Fee

$95

Intro Offer

75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards

Earn unlimited 2X miles on every purchase, every da. 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital.
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Ramp Business Card

APR

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cashback on every purchase, with no limits or restrictions