Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
FIT™ Platinum Mastercard®

APR

29.99%

Annual Fee

$99

Intro Offer

Rewards

N.A.
First Progress Platinum Elite Mastercard® Secured Credit Card

APR

25.24%

Annual Fee

$29

Intro Offer

N.A.

Rewards

N.A.
First Progress Platinum Select Mastercard® Secured Credit Card

APR

19.24%

Annual Fee

$39

Intro Offer

N.A.

Rewards

1% Cash Back Rewards on payments
First Progress Platinum Prestige Mastercard® Secured Credit Card

APR

15.24%

Annual Fee

$49

Intro Offer

N.A.

Rewards

1% Cash Back Rewards on payments
Reflex® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
Southwest Rapid Rewards® Priority Credit Card

APR

21.49%

Annual Fee

$149

Intro Offer

earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening 7,500 anniversary points each year.

Rewards

Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services.