Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Surge® Platinum Mastercard®

APR

29.99%

Annual Fee

$75

Intro Offer

N.A.

Rewards

N.A.
Arro Card

APR

16%

Annual Fee

$36

Intro Offer

N.A.

Rewards

N.A.
The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Eagle Navigator™ Credit Card

APR

20.15%

Annual Fee

$95

Intro Offer

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.

Rewards

3X points on travel purchases – triple your points on tolls, rideshares, hotels, vacation rentals, flights and more. 2X points on everyday purchases – double your points on groceries, gas, dining, bills and more.
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
PlayStation® Visa® Credit Card

APR

19.24%

Annual Fee

$0

Intro Offer

Earn a $100 statement credit when you open and use the PlayStation Card to spend $400 in purchases within 60 days of account opening.

Rewards

5X points when you shop the Sony Store and at authorized retailers. 3x points per $1 spent on cable & internet bill payments. 2x points on Restaurants & Fast Food. 1x point on all other purchases.
Sony Visa® Credit Card

APR

19.24%

Annual Fee

$0

Intro Offer

Earn $125 in statement credit when you use the Sony Visa® Credit Card to spend $500 within 60 days of account opening.

Rewards

5X points when you shop the Sony Store and at authorized retailer. 2x points on Restaurants & Fast Food. 2x points on Ride Share purchases. 2x points per $1 spent on cable & internet bill payments** 1x point on all other purchases.