Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

Mastercard® Black Card™

APR

21.24%

Annual Fee

$495

Intro Offer

Balance Transfer APR: 0%

Rewards

Flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Credit One Bank Wander® Card

APR

29.74%

Annual Fee

$95

Intro Offer

N.A.

Rewards

Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site. Earn 5x points on eligible travel, dining, and gas. Earn 1x points on all other purchases Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more.