Credit card

APR

Annual Fee

Intro Offer

Rewards

Community Rating

The Owner’s Rewards Card by M1

APR

20.24%

Annual Fee

$0

Intro Offer

N.A.

Rewards

1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus
USAA Preferred Cash Rewards Credit Card

APR

17.15%

Annual Fee

$0

Intro Offer

Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.

Rewards

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
USAA Rate Advantage Credit Card

APR

12.15%

Annual Fee

$0

Intro Offer

Balance Transfer APR: 0

Rewards

N.A.
Wells Fargo Reflect® Card

APR

18.24%

Annual Fee

$0

Intro Offer

APR: 0

Rewards

N.A.
Wells Fargo Active Cash® Card

APR

20.24%

Annual Fee

$0

Intro Offer

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Rewards

Unlimited 2% cashback